Sales Executive
Generate leads and identify potential customers through field visits, referrals, dealer/partner networks and other channels.
Promote and sell the company’s financial products (loans, EMI financing, consumer durable finance, solar finance, etc) by explaining product features, eligibility, terms and benefits to customers.
Manage the full sales process: engage the customer, process applications, collect documentation, liaise with internal teams for verification/approval, and follow up till disbursement.
Achieve monthly/quarterly sales targets and contribute to business growth.
Build and maintain strong relationships with customers and partner channels/dealers to ensure repeat business and enhance customer satisfaction.
Keep track of market trends, competitor activities, customer feedback and report these to the sales manager. Adjust approach accordingly.
Maintain accurate records of all customer interactions, sales activities, leads, documentation, and conversions using CRM or internal too
Minimum education: 12th pass or graduate in any discipline (some listings prefer Graduate).
Freshers may be eligible in many listings; 0‑1 years of relevant sales experience is often acceptable.
Good communication and interpersonal skills; ability to persuade and engage customers.
Target‑driven, self‑motivated, comfortable doing field work or visits in local markets.
Basic understanding of financial products / credit/loans is a plus (but not always mandatory).
For field roles: may require two‑wheeler vehicle and driving license (especially in semi‑urban/rural areas).
Fixed salary + performance‑based incentives/ bonuses (often significant if targets are met).
Other benefits: travel allowance, petrol allowance, mobile allowance in some cases.
Approximate salary range (entry level): ~ ₹1.5 lakh to ₹4 lakh per annum depending on location, experience, incentives.
Field work (visiting customers / dealers) is common. Full time on‑role employment.
Targets and performance metrics clearly defined; high pressure to meet sales goals.
Work may involve travelling locally, meeting clients, channel partners etc.
Opportunity for growth if performance is strong.
Strong lead generation and conversion skills.
Excellent customer engagement and persistence.
Ability to handle documentation and internal sales processes efficiently.
Staying updated on product features and competitor offerings.
Local market awareness and network building.
Here are some of the benefits typically offered for a Sales Executive role at Bajaj Finance Limited (BFL), drawn from job listings and the company’s stated employee‑benefit program:
Key Benefits
Health insurance / group mediclaim policy — the company offers employees health cover under a group mediclaim scheme.
Life insurance / group term insurance — there is a life‑cover policy for employees in case of death/accident.
Provident Fund (PF) — contributions to PF for employees.
Travel / petrol / vehicle allowance (especially field sales roles) — some job posts list allowances for vehicle, petrol etc.
Incentive / performance‑based pay — beyond the fixed salary there are incentives tied to sales / targets.
Career growth & internal mobility — BFL emphasises opportunities for career advancement, internal transfers, promotions.
Things to check / clarify if you are applying
Are the allowances (travel/petrol) included in fixed salary or separate?
How is the incentive structured — what are the targets, what happens if you exceed or miss them?
What is the leave policy, field allowance, vehicle requirement (e.g., 2‑wheeler, driving licence) especially if field role?
What are the promotion/transfer opportunities — how long before you can move to higher grade?
Are the insurance/benefit covers valid immediately or after probation period?
Are there any specific costs you must bear (e.g., personal vehicle, fuel, travel) before reimbursement