Generate leads (via field visits, referrals, dealer/partner channels, walk-ins) to identify potential customers for BFL’s financial products.
Meet / exceed monthly & quarterly sales targets (volume, value) as per business requirements.
Explain financial product features, benefits, eligibility criteria, terms & conditions to customers in a clear and persuasive manner.
Assist/guide customers through the loan/finance application process — documentation, verification, follow-up, disbursement (where applicable) and/or coordination with internal teams.
Build and maintain relationships with customers, channel partners, dealers, and referral networks; ensure customer satisfaction and repeat business.
Maintain accurate records of leads, customer interactions, sales data, application status and report to manager or team lead as per required format.
Stay updated on market conditions, competitor offerings, product updates and suggest actionable feedback to manager.
Work in the field (going to customer locations, sometimes using two-wheeler or vehicle) and manage time effectively. Many postings state “field sales” or “field job”.
Ensure compliance with company policies, credit norms, and regulatory guidelines (NBFC finance/loan products) wherever relevant.
Attend training sessions and continuously improve product knowledge and sales skills.
Minimum education: 12th pass or Graduate in any discipline (some postings prefer Graduate).
Freshers may be eligible (0-1 years experience) in many locations; some roles prefer 1 yr+ in sales or BFSI domain.
Excellent communication skills (verbal + written); ability to interact with diverse customers.
Target-driven mindset, self-motivated, result-oriented, comfortable with field work and travel.
Basic knowledge of financial products/loan schemes is an advantage.
Ability to manage documentation, maintain records, and use basic MS Office or CRM tools may be beneficial.
In some roles, owning/using two-wheeler for field visits (and appropriate licence) is required.
Local language proficiency depending on location may be needed.
Field sales role: significant portion of time spent outside office.
Shift/Working days: Often 6 days a week (common in field roles).
Target pressure: meeting sales quotas, documentation turnaround, managing customer visits.
Travel may be required within assigned territory.
Consistent achievement of sales targets and KPIs.
Strong relationship-building skills — with customers, dealers, partners.
Efficient documentation and following up — ensures customer applications convert to disbursements.
Good local market knowledge, ability to identify potential customers/leads.
Adaptability to field environment and ability to work independently.
Here are the key benefits typically offered by Bajaj Finance Limited for the role of Sales Executive, based on job listings and company-published information. You’ll want to confirm exact benefits for your specific location (Lucknow / Uttar Pradesh) since they can vary by branch or region.
Fixed salary + performance-based incentives/bonus: Many job ads mention a base pay plus incentives for meeting/exceeding sales targets.
Health insurance (Group Mediclaim) provided by the company.
Life insurance / Group Term Insurance cover.
Provident Fund (PF) contributions: standard in salaried roles.
Travel allowance, petrol/two-wheeler allowance (for field sales roles) may be offered.
Career-growth opportunities: internal transfers, promotions.
While benefits are present, reviews indicate job security and work-life balance may be moderate: e.g., employees rated job security about 3.6/5.
Incentives are dependent on performance—so actual take-home pay can vary widely based on sales achieved.
Benefits may differ between “inside sales/telesales” and “field sales” roles (field may entail more travel, allowances for vehicle).
Location, experience, role seniority will affect pay & benefits (e.g., freshers versus experienced).
: 🏢 Company Overview Name: Bajaj Finance Limited (BFL) Founded: 1987 (as Bajaj Auto Finance Limited) Headquarters: Pune, Maharashtra, India Industry: Financial Services Type: Publicly Listed Non-Banking Financial Company... Read More