Client Acquisition & Onboarding
Identify and approach potential clients in the commercial vehicle and logistics sectors.
Onboard new clients efficiently while ensuring all KYC and regulatory compliance.
Loan Origination & Portfolio Management
Facilitate commercial vehicle financing (loans, leases) for new and existing clients.
Monitor loan repayments and ensure timely recovery to minimize defaults.
Manage the credit portfolio to optimize risk-adjusted returns.
Relationship Management
Maintain strong relationships with fleet operators, transport companies, and logistics firms.
Serve as the primary point of contact for client queries, complaints, and service requirements.
Cross-Selling Financial Products
Offer additional banking products such as insurance, working capital loans, cash management services, and fleet-related financial solutions.
Market & Sector Analysis
Track market trends, competitor offerings, and regulatory changes in the commercial vehicle and transport industry.
Provide advisory to clients based on market insights and financing options.
Compliance & Risk Management
Ensure adherence to RBI guidelines, KYC/AML regulations, and internal credit policies.
Maintain proper documentation for all loan and credit-related processes.
Revenue & Target Achievement
Meet monthly/quarterly business and revenue targets set for commercial vehicle financing.
| Benefit | Details |
|---|---|
| Fixed Salary + Performance Incentives | Base salary plus performance-linked incentives or commissions based on the number of loans disbursed, portfolio growth, and revenue generated. Incentives can substantially increase total earnings. |
| Health Insurance | Coverage for the employee and often for family members, including hospitalization and critical illness benefits. |
| Life & Accidental Insurance | Life cover and personal accident insurance according to bank policy. |
| Provident Fund (PF) | Retirement savings scheme with contributions from both employer and employee. |
| Gratuity | Lump-sum payment after completing a minimum number of years in service (usually 5 years). |
| Paid Leave | Annual leave, sick leave, casual leave, and public holidays. |
| Employee Banking Benefits | Preferential rates on loans, credit cards, and other banking products offered by the institution. |
| Training & Development | Onboarding and ongoing training on commercial vehicle finance, credit assessment, and sector-specific insights. |
| Wellness & Employee Assistance Programs | Health check-ups, counselling, and wellness initiatives. |
| Recognition & Rewards | Awards, spot bonuses, or recognition for achieving targets or exceptional client servicing. |
| Travel / Conveyance Allowance | Reimbursement for client visits, field work, or branch travel. |
| Career Growth Opportunities | Clear path to Senior RM → AVP → VP – Transportation / Commercial Vehicle Finance, with exposure to specialized sector lending and corporate banking. |
🏢 Company Name: HDFC Bank Ltd. 📘 Company Summary: HDFC Bank is one of India’s largest and most respected private sector banks. Established in 1994, it was among the first to receive approval from the Reserve Bank of India (RBI) to set up a pri... Read More