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Relationship Manager โ€“ Retail Agri (Working Capital)

Date Posted: Aug 06, 2025
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Job Detail

  • location_on
    Location Freelance
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift: Rotating
  • analytics
    Career Level: Experienced Professional
  • group
    Positions:
  • calendar_view_day
    Experience: 3 years
  • male
    Gender: No Preference
  • school
    Degree: Masters
  • calendar_month
    Apply Before: Sep 30, 2025

Job Description

๐Ÿ“‹ Job Description:
Responsible for managing and growing the Retail Agri and Working Capital loan portfolio in rural areas of Uttar Pradesh.
๐Ÿ”‘ Key Responsibilities:
  • Source Agri loan customers for products like KCC, dairy loans, tractor finance, working capital.

  • Build lead pipelines from farmers, FPOs, mandis, Kisan clubs.

  • Conduct field visits for credit assessment, document collection, and monitoring.

  • Ensure timely loan disbursement and maintain portfolio hygiene.

  • Track delinquencies and assist with recovery/legal actions.

  • Cross-sell liabilities, insurance, and digital banking products.

  • Promote financial literacy and guide customers on government schemes.

  • Collaborate with internal teams like Credit, Operations, Business Correspondents.

  • Ensure compliance with internal policies and RBI regulations.


๐ŸŽ Benefits:
  • Work with one of Indiaโ€™s top private sector banks.

  • Opportunity to contribute to rural financial inclusion.

  • Career growth in agri and working capital finance.

  • Exposure to retail lending, compliance, and rural market dynamics.


๐Ÿ› ๏ธ Required Skills:
  • Agri Finance, Working Capital, MSME Loans

  • Business Loan, Asset Loan, Banking Sales

  • Knowledge of rural banking, credit assessment, and loan servicing

  • Strong communication & interpersonal skills

  • Willingness to travel extensively in rural areas


๐ŸŽ“ Educational Qualifications:
  • UG/PG in Agriculture, Rural Management, or any relevant field.

Benefits

๐ŸŽ Benefits:
  • Work with one of Indiaโ€™s top private sector banks.
  • Opportunity to contribute to rural financial inclusion.
  • Career growth in agri and working capital finance.
  • Exposure to retail lending, compliance, and rural market dynamics.

Company Overview

Mumbai, Maharashtra, India

๐Ÿข Company Name: HDFC Bank Ltd. ๐Ÿ“˜ Company Summary: HDFC Bank is one of Indiaโ€™s largest and most respected private sector banks. Established in 1994, it was among the first to receive approval from the Reserve Bank of India (RBI) to set up a pri... Read More

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