Client Acquisition & Portfolio Management
Identify and acquire business clients requiring working capital facilities.
Maintain and grow the portfolio by offering tailored financing solutions.
Working Capital Finance
Provide solutions such as cash credit, overdraft, invoice discounting, and trade finance.
Assess client creditworthiness and ensure appropriate credit limits.
Relationship Management
Serve as the primary banking contact for business clients.
Ensure high-quality service, timely resolution of client queries, and regular portfolio reviews.
Revenue & Target Achievement
Achieve assigned business development, revenue, and loan targets.
Increase wallet share by cross-selling other banking products like term loans, insurance, or cash management.
Risk & Compliance
Ensure all client transactions adhere to KYC, AML, and RBI regulations.
Monitor credit exposure, repayment behavior, and maintain proper documentation.
Market & Sector Analysis
Track industry trends and competitor offerings to provide clients with relevant solutions.
Identify potential risks and opportunities within client businesses.
Competitive fixed salary + performance incentives.
Health and life insurance, provident fund (PF), gratuity, and paid leave.
Employee banking benefits (preferential rates on loans, credit cards).
Training and professional development in corporate banking and working capital solutions.
Career growth opportunities: Senior RM → AVP/VP – Business Banking → Head of Corporate/Business Banking.
🏢 Company Name: HDFC Bank Ltd. 📘 Company Summary: HDFC Bank is one of India’s largest and most respected private sector banks. Established in 1994, it was among the first to receive approval from the Reserve Bank of India (RBI) to set up a pri... Read More